PPF Calculator
Calculate the maturity amount and interest earned on your Public Provident Fund (PPF) investment. Track year-by-year growth with this precise, visually interactive tool.
Investment Details
Wealth Breakdown
Yearly Schedule
Year-by-year opening balance, deposit, interest, and closing balance.
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| Year | Opening Balance | Amount Deposited | Interest Earned | Closing Balance |
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What is Public Provident Fund (PPF)?
Public Provident Fund (PPF) is a popular long-term investment scheme backed by the Government of India. It offers safety, attractive interest rates, and excellent tax benefits. It is primarily designed to help individuals build a retirement corpus.
How does the PPF Calculator work?
This calculator assumes that you deposit the entered amount at the beginning of each financial year (usually between April 1 and April 5) to maximize interest. Interest is compounded annually. It shows the growth of your investment over the standard 15-year lock-in period and beyond, if you choose to extend it.
Tax Benefits (EEE Status)
PPF enjoys the rare 'Exempt-Exempt-Exempt' (EEE) tax status in India. The amount you invest (up to ₹1.5 Lakh/year) is exempt under section 80C. The interest earned is tax-free, and the final maturity amount is completely exempt from income tax.